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FAQ

Cm: What should I do to get prepared to make a loan?
Ans: 3 months bank slip, 3 months bank statement, EPF, utility bill, I/C  front and back.

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Cm: Are you a licence lender?
Ans: Yes, we are a licensed loan company approved by KPKT.

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Cm: Can I apply for a personal loan?
Ans: Yes, you can contact our customer service to get more information and our consultant will assist you immediately.

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Cm: Is it possible to get a personal loan if I have an AKPK?
Ans:  Yes, however it depends on the type of loan you are applying for.

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CM: What is the procedure for applying for a loan?
Ans: For further information, sir/madam may call our customer service line.
Ans: You may use the form provided on our website to submit your details.
Ans: You can apply for a short-term loan via the MPSB e-loan application.

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Cm: Is there a payment schedule that can be shared?
Ans: we will prepare a repayment schedule after knowing the approved loan estimate.

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Cm: Does it require employer confirmation to apply for a loan?
Ans: there’s no necessity/ no need

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Cm: Is it the service available in Sabah and Sarawak?
Ans: Our services are available across Malaysia.

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Cm: Is there any way I can get additional information about the loan plan?
Ans: You can visit our official website or contact our customer service department for further information.

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Cm: What is the average time it takes for a company loan to get approved?
Ans: It takes 3 to 4 weeks for a loan to be approved.

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Cm: is it possible for E-loans can be approved within a day?
Ans: That's right, E-loans only take 24 hours to be approved.

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Cm:What is the minimum salary required to be eligible for a loan?
Ans: RM1,200

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Cm: Can I get a loan if I have had a credit card for less than a year?
Ans: Yes. Depending on the loan plan you are applying for.

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Cm: how much interest is paid on the loan?
Ans: 1.5%

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Cm: Can I apply if I am not a Malaysian citizen?
Ans: I apologies, sir/ma'am. We exclusively give loans to the Malaysian citizen only.

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Cm: How many times may I apply at once?
Ans: Only once in a while. If you wish to apply for a new loan, you must first pay off your previous debt payment.

Contact Us

Address

3rd Floor, No. 25, Persiaran Mewah, Bandar Tun Razak,

56000 Wilayah Persekutuan Kuala Lumpur.

General

+6011-7604 3632

Quick Links

Importance Notice:

DO NOT pay any upfront payment to anyone claiming to be our agents.

The loan agreement must be signed by all parties at the company's operating address.

The interest rate shall not exceed 18% per annum for unsecured loans.

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Owned by Melati Panorama Sdn. Bhd. License No: WL7349/14/01-4/160128 | Permit No. WP7349/14/01-2/160128
License Validity Period: 16th January 2028
Permit Validity Period: 16th January 2028

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